The success of any business depends
on its most valuable assets—its employees.

Help your small business clients insure their success by protecting those valuable assets with SmartChoiceTM group disability coverage (for firms with 2-19 employees).

  • Guaranteed Issue
  • Pre-existing Condition Benefit
  • 3 Year Own-Occupation Definition
  • 90% of Business Classifications Eligible

PLUS $! Earn a $50 American Express Gift Card by writing SmartChoice Disability (LTD or STD or both) on one of your small group clients/prospects.

PLUS $$! Earn a $25 American Express Gift Card for each SmartChoice Disability line of coverage (LTD and STD) you write on two additional small group clients/prospects.

PLUS $$$! Earn a $25 American Express Gift Card for each SmartChoice Disability line of coverage (LTD and STD) and for each SmartChoice Life and Dental line of coverage you write along with SmartChoice disability on your 4th and subsequent small group client/prospect.

Make the SmartChoice for your small business clients/prospects.

Offer good for issued cases submitted between 5/1/2005 through 9/30/2005.

NOTE: Insurance products and services are provided through Reliance Standard Life Insurance Company in all states (except New York), the District of Columbia, Puerto Rico & The U.S. Virgin Islands. Product availability and features may vary by state.

For more information and a quote, please contact: Joe Pugh

 

Starmark Announces Key Enhancements to Product Portfolio

Now It’s Even Easier to Meet Your Clients’ Benefit and Budgetary Needs

Searching for a way to help your small business clients gain more flexibility in their health benefit plan - and lower their premium*? Ask your MGA about the following enhancements to Starmark-administered plans for new and renewal business, effective July 1:

PPO Advantage Plans

HSA Select Plans

  
  New deductible choices
 
  • $250/$750
  • $2,500/$5,000
  • $5,000/$10,000

  Lower insured percent options
 

  • 70/50
  • 60/40

  Higher coinsurance limit
 

  • $15,000/$30,000
PPO
  New deductible choices
 
  • $2,500/$5,000
  • $5,000/$10,000

  Lower insured percent options
 

  • 70/50
  • 60/40
 Indemnity
  New deductible choices
 
  • $2,500
  • $5,000

  Lower insured percent options
 

  • 70
  • 60

Two Prescription Drug Card Choices Offer Flexibility

These drug card choices are available on PPO Advantage, PPO and Indemnity Plans.

 

  • Drug Card A offers a separate prescription calendar-year deductible for preferred and nonpreferred drugs with no separate deductible for generic drugs.
  • Drug Card B offers a lower-cost alternative to help your clients save money.
Prescription Drug Card chart
Product enhancements, plan availability and/or coverage may vary by state. Federal IRS restrictions and state mandates may apply. Refer to the individual product flyers for complete details, exclusions and limitations regarding product and drug card enhancements.
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